This is an interest bearing checking account with tiered interest rates for higher balances. No fees with a daily balance of $1,000 or more and check safekeeping.

• Minimum deposit of $100 to open
• Need to maintain a minimum daily balance of $1,000 to earn interest
• Interest paid monthly
• Tiered interest rate for higher balances
• Unlimited check writing
• Free check safekeeping
• If average daily balance falls below $1,000, a monthly services fee + tax will be charged

Benefits:

• Free ATM Card or Non-Photo Debit Card
• Free Bank-by-Mail
• Free Bank-by-Phone
• Free Internet Banking
• Free Online Bill Pay
• Free Notary Service
• Overdraft Protection Available (upon approval)
• No Surcharge on First Newton National Bank ATMs
• Persons over 50 will receive a newsletter and birthday cake